Terms of Service

Integrity REI Group LLC, doing business as Rohkera | Rohkera Verdict

Effective date: October 28, 2026

1. Acceptance of Terms

These Terms of Service ("Terms") govern access to Rohkera Verdict (the "Service"), a web-based product operated by Integrity REI Group LLC, a Michigan limited liability company doing business as Rohkera ("Rohkera," "we," "our," or "us"), 2632 Crossing Cir #1022, Traverse City, MI 49684. "Rohkera" is an assumed name of Integrity REI Group LLC; the contracting entity is Integrity REI Group LLC.

By selecting the registration acceptance checkbox or otherwise expressly agreeing to these Terms, or by using the Service after valid acceptance, you enter into a binding agreement with us. If you do not agree, do not create an account or use the Service. Our Privacy Policy describes how we handle personal information and is separately available through the Service.

If you use the Service for a company or other entity, you represent that you have authority to bind that entity; "you" then includes that entity. Certain consumer protections may apply to individuals regardless of this provision.

2. Eligibility, Accounts, and Security

You must be at least 18 years old and located in the United States to register or use the Service. You must provide accurate account information, maintain the confidentiality of your credentials, and promptly notify us at info@rohkera.com if you suspect unauthorized access. You are responsible for activity through your account to the extent permitted by applicable law.

You may register using an email/password or a supported third-party sign-in method such as Google. Third-party authentication services may have their own terms and privacy practices. You may not transfer or share account credentials or misrepresent your identity.

3. Service Description; No Professional Advice

Rohkera Verdict supplies self-directed software tools for analyzing direct real estate transactions using information entered by users and general mathematical formulas or strategy-specific thresholds. Available features may include deal calculators, "Proceed," "Review," and "Walk away" outputs ("Verdicts"), saved lender profiles, stress tests, actual-versus-projected tracking, portfolio views, comparison tools, JV split calculators, member messaging, wholesale listings, deal-sharing links, and downloadable reports. Features vary by plan and may change under these Terms.

VERDICTS ARE SOFTWARE-GENERATED SCENARIO OUTPUTS, NOT INSTRUCTIONS TO BUY, SELL, FINANCE, OR ENTER INTO ANY DEAL. A "Proceed" result means only that entered figures satisfy the specific criteria applied by the selected strategy; it does not establish that a deal is safe, suitable, profitable, lawful, or appropriate for you. A "Walk away" or "Review" result is likewise only an analytical output.

The Service is intended as a self-directed analytical tool, not personalized legal, tax, accounting, appraisal, financial-planning, securities-investment, or other professional advice. Rohkera does not act as your fiduciary, real estate broker, mortgage lender, loan originator, loan broker, attorney, or professional adviser through the Service. We do not select or independently recommend particular properties, lenders, or counterparties. The Service is designed for evaluating direct real estate transactions, not securities, pooled investment funds, or syndication interests.

Data-confidence labels reflect your own High/Medium/Low assessment of the quality of comparable-sales and rent estimates; the displayed overall level reflects the lower of those two user ratings. This subjective label is not a Rohkera verification, statistical probability, performance forecast, or independent score of investment risk, and does not change the Verdict.

Some screens display supplemental benchmarks, including the "70% rule." The 70% rule is used in Fix & Flip and Wholesale analyses but is displayed for informational purposes only in Buy & Hold analyses, which focus on income. BRRRR analyses focus on the post-refinance position. A benchmark may therefore indicate a concern while the separate strategy-specific Verdict says "Proceed." Review the assumptions, calculations, and explanations for your selected strategy rather than relying on the headline Verdict alone.

4. Inputs, Assumptions, and Independent Due Diligence

You control and are responsible for the completeness, currency, accuracy, and legal right to use all inputs, including property details, prices, repair budgets, rents, financing terms, comparable sales, and assumptions. We do not obtain independent market feeds or verify entered values, property condition, title, licensing, zoning, financing availability, taxes, insurance, vacancies, costs, or the identity or performance of other members.

Financial outputs, estimated returns, confidence labels, stress tests, budgets, and projections are hypothetical and may change materially with different inputs or real-world conditions. Past actual results, if tracked, do not establish future results. Before acting, independently verify assumptions and conduct appropriate inspections, title and lien checks, financial analysis, and legal and tax due diligence, using qualified professionals where appropriate. You alone decide whether to pursue a transaction and bear the associated investment and transaction risks.

5. Free Access and 14-Day Pro Trial

The Free plan currently permits up to three active deals and one lender profile, provides Fix & Flip, Buy & Hold, and Wholesale strategies, and includes messaging, wholesale listings, and buy-box features as described on the current pricing page. New accounts currently receive a 14-day trial of Pro functionality without providing a payment card. The trial does not automatically convert to a paid plan: if you do not separately choose and authorize a Pro purchase, the trial ends after 14 days, the account returns to Free, and no charge results from trial expiration.

After trial expiration, cancellation at the end of a paid term, or downgrade to Free, you retain previously saved deals for viewing and editing. Free restrictions prevent adding new deals once the active-deal limit is reached, unarchiving a deal if the limit or plan restrictions prevent it, changing a deal to a Pro-only strategy, or activating BRRRR. Access to Pro-only tools, including a Stress Test for an existing deal, depends on the plan and the features actually enabled at that time. The current pricing page describes the plan features; any material paid-plan change is subject to Section 8.

6. Pro Subscription; Automatic Renewal; Charges

Pro is currently offered at $19 per month or $190 per year, in U.S. dollars, as selected at checkout. These are the current listed base prices; applicable taxes, if any, are shown before purchase. A paid Pro subscription starts only when you affirmatively select a paid plan, receive the required recurring-charge disclosures, authorize the recurring payment, and complete checkout through Stripe.

BY PURCHASING PRO, YOU AUTHORIZE RECURRING CHARGES FOR YOUR SELECTED PLAN. UNLESS YOU CANCEL BEFORE YOUR NEXT RENEWAL CHARGE, YOUR SUBSCRIPTION AUTOMATICALLY RENEWS AT THE END OF EACH MONTHLY OR ANNUAL BILLING PERIOD AND THE THEN-APPLICABLE DISCLOSED PRICE WILL BE CHARGED TO YOUR PAYMENT METHOD. The renewal date, amount, and plan details are displayed at checkout and/or in your billing portal.

Stripe processes payments and maintains payment-card details; Rohkera receives limited subscription, billing, and payment-status information. You authorize use of your selected payment method for applicable charges. Billing dates, failed payment retries, tax treatment, upgrades, and downgrades are administered through the checkout and billing systems as disclosed at the time of the relevant transaction. We may suspend paid functionality for unpaid amounts after appropriate notice and opportunity to resolve the issue where required by law.

We will provide a retainable confirmation of your enrollment and information about the plan, recurring charges, cancellation, and any applicable refund terms. We will provide any renewal reminders and other subscription notices required by applicable law.

7. Cancellation; Refunds; Billing Questions

You may cancel Pro at any time through Settings > Billing (the Stripe customer billing portal) or by contacting info@rohkera.com if you cannot access the portal. Cancellation stops future renewals; ordinarily, paid features remain available through the end of the already-paid billing period. To prevent additional charges, cancel the subscription before your next renewal. If you also request account deletion, tell us whether you have an active subscription so that cancellation and deletion can be coordinated. We will not knowingly leave a paid subscription renewing after we permanently delete its associated Rohkera Verdict account.

Except where law requires otherwise or we expressly agree in writing, subscription payments are nonrefundable, including for unused portions of a monthly or annual billing period, and no prorated refunds or credits are provided when you cancel. This does not limit nonwaivable refund, cancellation, or other consumer rights under applicable law, or any refund we expressly offer for a service discontinuation under Section 13.

If you believe a charge is incorrect, contact info@rohkera.com promptly with sufficient information to investigate. This does not restrict your rights to dispute charges with your payment provider or under applicable law.

8. Price Changes and Subscription Notices

We may change Pro prices prospectively. A price change for an existing subscriber will apply only at a future renewal, not retroactively to a completed paid period. We intend to provide at least 30 days' advance email notice for monthly plans and at least 60 days' advance email notice for annual plans, together with instructions to cancel. Where applicable law requires a separate notice, a different notice window, additional consent, or another step, we will comply with that requirement before applying the change.

We may modify features or plan descriptions from time to time. Material changes to an existing paid plan will be communicated as legally required, and no provision of these Terms overrides rights that cannot lawfully be waived.

9. User Content and Sharing

"User Content" means property information, deal inputs, photos, wholesale listings, shared links, comments, member messages, feedback, and other content you submit or make available. You retain your rights in User Content. You grant us a nonexclusive, worldwide, royalty-free license, for the period reasonably necessary, to host, store, reproduce, display, transmit, format, and otherwise use User Content solely to operate, secure, support, and improve the Service and provide sharing functions you choose. This license does not grant us ownership of your deal information.

You warrant that you have the right to submit and share User Content, that it is accurate to the extent you present it as factual, and that it does not violate law or third-party rights, including privacy, copyright, property-listing, confidentiality, or contractual restrictions. Do not upload information you are prohibited from sharing.

Where you publish a listing or generate a shareable deal link, other users or link recipients may view, copy, save, or forward information made accessible through that feature. Remove or revoke sharing where tools permit and avoid including sensitive information you do not wish recipients to retain. Private member messages are intended for their designated participants but should not be treated as a secure channel for highly sensitive information. We may preserve or disclose User Content as reasonably necessary to comply with law, protect users, or enforce these Terms.

10. Member Listings; No Transaction Role

Member-submitted wholesale listings, contacts, and messages are supplied by third parties and have not been independently verified by Rohkera. We do not screen, endorse, insure, guarantee, or undertake to verify any participant, property, financing proposal, listing, or transaction. The Service does not act as a real estate broker or a party to user-arranged transactions, loans, partnerships, assignments, or closings.

Any proposed transaction or relationship is solely between its participants. You are responsible for confirming licensing and legal requirements applicable to your own activities, verifying identities and terms, and engaging licensed professionals as appropriate. No information displayed by another member constitutes an offer, representation, or warranty by Rohkera.

Posting a wholesale listing requires a completed wholesaler profile and a confirmation acknowledging your responsibility for following the wholesaling, licensing, registration, and seller-disclosure laws of the property's state. State-law guidance is available for review, but the confirmation does not verify compliance. Listings expire 30 days after posting unless renewed; renewal starts a new 30-day period. Existing listings without an expiry date remain live until the expiry feature is activated, then receive a 30-day window. Members can report listings, and we may hide or remove listings or suspend posting under Section 11.

11. Prohibited Conduct; Content Oversight

You must not use the Service to misrepresent your identity, rights, listings, or property details; publish unlawful, fraudulent, infringing, threatening, or harassing materials; solicit or facilitate unlawful transactions; harvest member information; send spam; interfere with Service security; bypass access limits; scrape or reverse engineer the Service except where law forbids restriction; or use another person's account without authorization.

You may report suspected abuse or unlawful content to info@rohkera.com or through available feedback tools. We may investigate, restrict, remove, or preserve content, suspend access, and cooperate with lawful legal process, but are not obligated to monitor, review, or approve every user submission before it is posted or shared, except as required by applicable law.

12. Our Intellectual Property; Limited License

Subject to your compliance with these Terms, we grant you a personal, limited, nonexclusive, nontransferable, revocable right to use the Service during your authorized access for its intended purposes. Rohkera and its licensors own the Service, its software, visual design, documentation, and other materials other than User Content. No rights are granted except those expressly stated. Feedback submitted about the Service may be used without compensation to improve it, but not to publish private deal data outside the permissions described in the Privacy Policy.

13. Availability; Feature Changes; Discontinuation

We may change, maintain, interrupt, or discontinue the Service or particular functions for operational, security, legal, or business reasons. We will endeavor to give reasonable advance notice of material changes affecting paid use where practicable and legally required.

If we permanently discontinue the paid Service during an active prepaid term for reasons other than your material breach, we will provide a prorated refund of the unused prepaid portion unless applicable law requires a greater remedy. Temporary interruptions do not automatically entitle you to a refund, except as required by law.

14. Suspension and Termination

We may suspend or terminate an account for a material Terms violation, suspected fraud, unlawful conduct, security threats, nonpayment, or material risk to users or the Service. We may take prompt action without advance notice when reasonably necessary for security, fraud prevention, legal compliance, or prevention of harm, and otherwise provide reasonable notice when practicable. Fees already paid are generally nonrefundable upon termination for your material breach, subject to applicable law.

You may stop using the Service and request account deletion from Settings › Delete Account or by emailing info@rohkera.com, subject to the retention practices described in the Privacy Policy. For an active Pro subscription, use the cancellation process in Section 7 or request assistance so that recurring billing is stopped before account deletion is completed. Provisions intended by their nature to survive termination, including accrued payment obligations, disclaimers, liability limits, disputes, and rights in previously shared content where applicable, will survive.

15. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE, USER CONTENT, LISTINGS, CALCULATIONS, VERDICTS, PROJECTIONS, AND REPORTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT UNINTERRUPTED OR ERROR-FREE OPERATION, ACCURACY OR COMPLETENESS OF USER-SUPPLIED DATA, ACTUAL TRANSACTION RESULTS, SECURITY AGAINST ALL THREATS, OR THAT A USER OR THIRD PARTY WILL PERFORM AS EXPECTED. THIS SECTION DOES NOT DISCLAIM WARRANTIES OR RIGHTS THAT APPLICABLE LAW DOES NOT PERMIT US TO DISCLAIM.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER ROHKERA NOR ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, OR SERVICE PROVIDERS WILL BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS; LOST OPPORTUNITIES; OR LOSS OF DATA ARISING OUT OF OR RELATING TO THE SERVICE, EVEN IF ADVISED SUCH DAMAGES MAY OCCUR.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID ROHKERA FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THIS LIMIT DOES NOT EXCLUDE OR RESTRICT LIABILITY FOR FRAUD, WILLFUL MISCONDUCT, OR OTHER MATTERS THAT APPLICABLE LAW DOES NOT ALLOW TO BE LIMITED. CERTAIN JURISDICTIONS DO NOT ALLOW SOME OF THESE EXCLUSIONS, SO THEY MAY NOT APPLY TO YOU.

17. Changes to Terms

We may revise these Terms from time to time. We will post the updated version and identify its effective date, and provide additional advance notice or request renewed affirmative agreement for material changes where law requires or the nature of the change reasonably warrants it. Changes ordinarily operate prospectively. Continued use after properly notified changes take effect may constitute acceptance where legally sufficient; silence alone will not be treated as consent when affirmative consent is required.

18. Governing Law; Jurisdiction, Venue, and Attorneys’ Fees

These Terms and any dispute arising out of or relating to these Terms or the Service shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict-of-laws principles.

Except where otherwise required by applicable law, any action, suit, or proceeding arising out of or relating to these Terms or the Service shall be brought exclusively in the state courts located in Grand Traverse County, Michigan, or, where federal subject matter jurisdiction exists, the United States District Court for the Western District of Michigan. Each party irrevocably submits to the exclusive jurisdiction and venue of those courts and waives any objection based on improper venue or inconvenient forum, to the fullest extent permitted by law.

In any action or proceeding to enforce these Terms, the prevailing party shall be entitled to recover from the non-prevailing party its reasonable attorneys' fees and litigation costs, including those incurred on appeal, in addition to any other relief awarded, to the extent permitted by applicable law.

Nothing in this Section shall limit any non-waivable rights or remedies available under applicable consumer protection laws.

19. General; Contact

These Terms, together with any additional terms expressly presented to and accepted by you in connection with a particular paid subscription or purchase, constitute the entire agreement between you and Rohkera concerning the Service and supersede all prior or contemporaneous agreements, understandings, representations, and communications, whether written or oral, relating to the same subject matter. If any provision is unenforceable, the remaining provisions continue to apply. Our failure to enforce a provision is not a waiver. We may transfer these Terms in connection with a bona fide merger, sale, or reorganization subject to applicable law; you may not assign your account without our written consent.

Questions, notices, cancellation assistance, and concerns may be directed to: Integrity REI Group LLC (Rohkera Verdict), 2632 Crossing Cir #1022, Traverse City, MI 49684; info@rohkera.com. Electronic notices may be sent to the email address associated with your account where allowed by law.